On a recent trip with my daughter, I found myself scrambling to remember which card would get a guest into the airport lounge with me at no extra charge. It was a quick layover — just enough time for a quick snack before heading to the gate — and paying a guest fee wasn’t even on the table.

That moment inspired this guide. Whether you’re traveling with family, a friend, or a colleague, knowing your guest policy before you get to the airport lounge door can save you an awkward moment (and a few dollars). Bookmark this page for easy reference the next time you want to bring someone along.

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