Before you apply for your next credit card, it is important to know how issuers consider your application. The criteria for credit card acceptance is a bit of a mystery. However, generally, these are some of the guidelines that come into play: Creditworthiness Income & Debt Application Behavior Issuer-Specific Rules Each bank layers on its …
Rakuten is one of the easiest ways to stack points on top of whatever you’re already earning with your credit card — and if you have a Bilt account, setting it up to earn Bilt Rewards points instead of cash back takes about five minutes. This step-by-step guide walks you through exactly how to do …
Let me start with something most people don’t know: some colleges will let you pay tuition with a credit card and charge you absolutely nothing extra. I discovered this about halfway through my son’s four years at school — I honestly can’t remember how I stumbled across it — but it completely changed how I …
The American Express Platinum Card is one of the most talked-about travel rewards credit cards — and also one of the most debated. With a hefty $895 annual fee, many people immediately wonder if it could possibly be worth it. As someone who loves maximizing credit card points for travel, I can confidently say this …
If you’re shopping online and not using Rakuten, you’re leaving points on the table. Rakuten is a free browser extension that pays you rewards every time you shop at thousands of participating retailers — and the key is making sure those rewards come back as Amex Membership Rewards points (or Bilt Points, which we will …
Hello and welcome to The Point Scout! We are new to blogging and hope to fill what we feel is missing in the Points & Miles space. First and foremost – we are genuinely here to help. We have been absolutely blown away by all the travel we have done with our families over the …
