Free Tool

Never Get Surprised by an Annual Fee Again

Follow the steps below to create Google Calendar reminders 7 days before each of your credit card renewals.

How It Works

Three simple steps

Read through before you start — especially if you're on a Mac.

1
Download the template & fill in your cards
Click Download CSV Template below. Open it in Excel, Google Sheets, or Numbers and fill in your card name, the month you opened it, the year, and the annual fee (optional). There's an example row to guide you.
⚠️ Mac users — important! If you open the file in Numbers, it will try to save as a .numbers file — which won't work here. When done editing, go to File → Export To → CSV to save it back as a CSV.

The easiest option on Mac: open the file in Google Sheets (free, any browser), then download via File → Download → Comma Separated Values (.csv).
2
Upload your completed CSV
Click Upload Your CSV below and select your completed file. The tool will read your cards instantly. Not sure when you opened a card? Pull a free credit report at creditkarma.com — it shows the open date for every card.
3
Generate & import into Google Calendar
Click Generate Calendar File, then Download .ics File. Open Google Calendar → click the ⚙ gear icon → SettingsImport & ExportSelect file → choose your .ics file → click Import. Done!
The Tool

Build your reminders

Complete all three steps in order.

1
Download the CSV Template

Click below to download a pre-filled template. Open it, fill in your cards, and save it as a CSV before uploading.

2
Upload Your Completed CSV
📂
Click to select your CSV file
or drag and drop it here
3
Generate & Download Your Calendar File

Each card gets a recurring annual event with a 7-day reminder alert.

⬇ What happens next

  1. Click Generate Calendar File — a green Download button will appear below
  2. Click Download .ics File — it saves to your Downloads folder
  3. Open calendar.google.com in your browser
  4. Click the ⚙ gear icon (top right) → Settings
  5. In the left sidebar click Import & Export
  6. Click Select file from your computer and choose your .ics file
  7. Pick your calendar and click Import — done! 🎉

Reminders will fire every year, 7 days before each renewal date.

0
calendar events ready!

To import into Google Calendar:

  1. Open calendar.google.com
  2. Click the ⚙ gear icon → Settings
  3. In the left sidebar click Import & Export
  4. Click Select file from your computer and choose your .ics file
  5. Pick your calendar and click Import

Common Questions

Need help?

Just enter the month and year — that's close enough. If you can't remember even that, pull a free credit report from creditkarma.com. It's completely free, won't affect your credit score, and shows the open date for every card on your report.
The most common issue is saving in the wrong format. If you edited in Numbers, go to File → Export To → CSV before uploading — Numbers saves as .numbers by default which won't work.

The easiest fix: use Google Sheets instead. Open the template there, fill it in, then File → Download → Comma Separated Values (.csv). Works every time.
Yes! Each event is set to repeat annually — set it up once and you'll get reminded every year, 7 days before each renewal.
Yes — the .ics format is a universal calendar standard. On Mac, double-click the downloaded file and it opens in Apple Calendar automatically. For Outlook, go to File → Open & Export → Import/Export and select the file.
No. Everything runs entirely in your browser — nothing is ever sent to a server. Once you close the page it's gone. The tool only asks for your card name and open date anyway, not any account numbers or sensitive details.
On Windows, check your Downloads folder (open File Explorer → Downloads). On Mac, check Finder → Downloads. On iPhone/iPad, open the Files app → Downloads. In Safari on iPhone, tap the download arrow icon in the top-right of the browser.